FAQs

The Charity Partnership Program is a strategic initiative of Abundance Canada, established to help those organizations directly supporting the well-being of their communities.  It is based on the principles of collaboration and leveraging economies of scale to achieve greater community impact.

The program offers charities the opportunity to establish their own Charity Partnership Fund, which is pooled with other charities' funds and incorporated into Abundance Canada's Consolidated Trust Fund—a flexible, low-cost investment vehicle.

While a minimum 10-year commitment is recommended for the best results, participating charities may access their total fund value at any time.

Program partners also get additional promotion through Abundance Canada to its donor base.

Any Canadian registered charity committed to improving their sustainability, growth, and impact is eligible.

• Strategic financial stewardship through professionally managed funds 
• A variety of gift acceptance options to engage your donors’ generosity
• Flexible funding for your short, medium, or long-term priorities   
• Enhanced donor confidence and visibility 
• Connection, growth and support through a values-aligned network 

Charities gain access to tailored resources to help cultivate donor relationships and encourage strategic giving.

A CPF is a fund established by a charity and invested in Abundance Canada’s Consolidated Trust Fund (CTF), offering responsible investment, predictable disbursements, and liquidity (as the need arises).

A CTF is a flexible, low-cost investment vehicle. The CTF investment structure is regarded as the industry gold standard for its performance and liquidity (the ease of which funds can be accessed or converted to cash without significant loss in value).

Abundance Canada’s CTF pool is comprised of a mix of dividend-yielding securities and fixed income investment to ensure stable and predictable growth for all funds

Cardinal Capital Management Inc., a national investment firm with over $4.5 billion in assets under management, currently oversees 100% of our CTF pool.

The CTF targets an annual return of 6–9% net of fees (the investment mix on which it is based had a 13% and 9.5% annual gross rate of return over the past 5 and 10 year period, respectively).

Yes, the CTF offers 100% liquidity, allowing charities to access their funds as needed.

Charities pay a maximum annual fee of 1.3% of their fund’s value, which includes up to a 0.6% administrative fee and up to a 0.7% investment management fee. Administrative fees are tiered based on the fund’s value and will decrease as the individual fund's balance passes specific thresholds. The investment management fees will decrease as the collective value of the CTF passes specific thresholds (culminating in a fee of 0.4% once the fund passes $100M in managed assets).

Charities may make up to four disbursement recommendations per year at no additional cost. While additional disbursements can be made depending on the charity’s need, any above four results in a minor administrative charge ($25 per additional disbursement).

The CPP is based on a sustainable fund model approach, and charities are encouraged to withdraw (disburse) no more than 5% of the total fund’s value per year. However, in recognition of a charity’s variable needs, the CPP allows charity partners 100% discretion over 100% of the disbursement recommendations, at all times.

Yes, funds can support long-term priorities, capital projects, or special initiatives, and charities have full discretion over the amount and timing of their disbursements.

Your Charity Partnership Fund can act as a legacy fund, enabling charities to plan for future needs, save for major initiatives, and ensure long-term impact. Most critically, it creates a vehicle for your organization to engage your community of donors in long-term generosity planning and opportunities.